Check the completeness of the loan application according to the checklist and product guideline.
Validate the supporting documents, credit information and financial statement for loan assessment.
Analise and conduct risk assessment of credit proposal and provide sound credit mitigation or comments.
Propose credit conditions in line with the bank's risk appetite and business objectives.
Contribute ideas in improving business processes to optimize the process and increase the efficiency of appraisal activities.
Other tasks as assigned by Line Manager.
Job Requirement
Education level: University graduate or higher, major in Finance, Banking.
Experience: At least two years of working experience in credit business, credit appraisal, or a related role. Experience in the Corporate Banking or Commercial Banking sector is preferable.
Relevant knowledge related to laws and regulations in Banking.